So are you living over your possibilities? The shortest answer for this question is: Depends. Did you put yourself in debts? And if yes, how big are they? Think about it in your mind and after decide whether or not you want to continue reading this article. If you’re not yet convinced that you are the reasons for your financial problems, than you need to continue asking yourself some more questions:
- Do you have any expensive habits? And with the economic crisis that is going on right now, smoking, drinking and partying (too much) is considered “expensive”
- Do you take too many holidays? Yes I know you worked hard on your last project but was it really worth it to spend all the money you earned on a trip… with your friends… your treat?
- Do you spend too much money on objects that (you think) will take you upper on the social status ladder? Chances are that if this type of spending puts you in debt, you don’t afford to be on the position that you are at the moment.
- Are you being realistic with your earnings? The answer to this question can only be discovered with the use of some minor money management. Calculate all the money that comes in and the one that is getting out and see if at the end of the month you end in plus or in minus.
Now that you have answered all these questions tell me. Can you afford yourself?
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